Mind the insurance cover gap
13 million people in the UK have the wrong insurance cover in place because they haven’t reviewed it after big life changes.
Whether you’re buying a home, remortgaging, getting married, having kids, or going through a divorce— life happens, and it could leave you with a gap in life insurance cover when you need it most.
– Legal and General, 2023
“It’s easy to think that once you’ve sorted your insurance for the first time, that you’re covered for life—but that’s not always the case. As life changes, your insurance cover should too.”
—Matt Towe, Co-founder of Meet Margo
The cover gap is the difference between the insurance you may or may not have and what you really need. At Meet Margo, we help you spot and close that insurance cover gap, so you’re properly covered no matter what life throws your way.
Insurances we cover
Home Insurance
Protects your home and belongings against damage or loss.
Life Insurance
Provides financial support to your loved ones if you were to die.
Health Insurance
Covers medical expenses and ensures you have access to necessary healthcare.
Critical Illness Cover
Offers a payout if you’re diagnosed with a critical illness.
Income Protection
Ensures you have financial support if you’re unable to work due to illness or injury.
Business Protection
Supports key staff during illness or loss, helping the business recover quickly.
How we help close your insurance cover gap
- Review your current insurance to spot any gaps.
- Look at your situation and how likely you are to make a claim.
- Stick to your budget and show you the value of your insurance.
- Handle the insurance application so you don’t have to.
- Give you a free digital will to secure your future wishes.
Peace of mind in 5 easy steps
Schedule Your Free Insurance Review
Book a call with our our mortgage and insurance experts to get started.
Review Your Insurance Cover Gap
We’ll look at your current insurance and identify any gaps.
Receive A Tailored Recommendation
Think gold, silver, bronze based on your personal needs and budget.
Apply Effortlessly
We handle the insurance application process for you.
Enjoy Peace Of Mind
Relax knowing your insurance is up-to-date and comprehensive.
Why choose
Meet Margo?
- We make the process easy and straightforward, so you can focus on everything else life throws at you.
- Just like our mortgage advice, our insurance recommendations are tailored to fit your unique situation. No one-size-fits-all approach here; we focus on what works best for you.
- With insurance options to fit any budget, you can rest easy knowing you’re covered.
- Our friendly team of insurance cover advisers are here to guide you every step of the way.
- We provide our services at no cost to you, ensuring you get the best coverage with the fee.
5-star rated cover
Frequently asked questions
Just like our mortgage services, it’s completely free. If you decide to take out insurance with us, your provider pays us—so no cost to you.
You don’t—and you shouldn’t have to! That’s where our expert team comes in. We’ll walk you through everything, jargon-free, so you feel informed and understand the value of what cover is right for you based on your situation.
In the UK, claim payouts are generally high: Royal London paid out 99.4% in 2022, and Vitality 96.6% for life, critical illness, and income protection. Policies are usually underwritten at the application stage, so any issues with your medical history should be caught before you apply. That’s why working with an adviser is crucial—we ensure everything is accurate so you can claim with confidence when you need to.
Life insurance doesn’t have to be expensive. There are options to fit different budgets. It’s all about finding the right fit for your needs and budget, and that’s where working with Meet Margo can help—so you get the best coverage without overspending.
Yes, even if you don’t have children, having insurance is still important. It’s about protecting yourself and anyone who depends on you—whether that’s a partner, aging parents, or even just making sure your financial commitments, like your mortgage or debts, are covered. Plus, life can throw unexpected changes your way, and having the right cover can give you peace of mind no matter what.
Download the Meet Margo
Mortgage Adviser App
We don’t believe in gate-keeping great mortgage advice.
Install our FREE mortgage app
and feel at home knowing your remortgage is in hand, literally.
The legal bit.
Your Property may be repossessed if you do not keep up repayments on your mortgage.
Meet Margo’s advice and guidance are free for residential mortgages because we are paid a procuration fee from the lender. For buy-to-let mortgages, we charge a fee of £495, as these are investment properties rather than first homes, allowing us to focus on free support where it is needed most.
If you are unhappy then we want to hear about it so we can try to put things right. With this in mind, we have the following complaints procedure in place. View here.
© 2025 Meet Margo.
Registered in England & Wales. Company number 13887760.
Registered address: 5 Merchant Square, London W21AY.
Meet Margo is a trading name of Meet Margo Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
