First-time buyer mortgages
Your first home is waiting. Let’s get you there.
Not sure where to start with your first mortgage? We'll help you find the right deal, with clear advice and support every step of the way.
How much could you borrow?
Get your estimate in just a few minutes with our mortgage calculator. No jargon, no commitment.
- It's free
- Takes 2 minutes
- No credit check
Everything you need for your home-buying journey
Free mortgage advice (for residential purchases)
Search thousands of deals across 88+ lenders
Dedicated adviser from start to finish
Real talk, from new homeowners
As a woman buying on my own for the first time, I was so nervous and unsure. But the team at Meet Margo were brilliant and supportive throughout the process.
Charlotte
March 2026
They made what could’ve been a stressful process feel smooth and manageable. Highly recommend their services.
Isobel
December 2025
Meet Margo were always happy to help and give advice no matter where we were in the process. Simply can't recommend this wonderful company enough.
Elizabeth
November 2025
First-time buyers like you belong here
Whether you've just started saving or you're ready to apply, we're here to help you get your first home. Getting on the property ladder looks different for everyone, and we'll help you find the lender that's the right fit for you.
Buying on your own 
Buying with a partner or friend
Self-employed or variable income 
Back at work after maternity leave or a career break 
A less-than-perfect credit history 
Been told your situation's 'a bit tricky'Your dream of home could be closer than you think
We'll help you find the right mortgage and guide you through every step so you always know what’s happening and why.
Here’s how we help you buy your first home
Your guided journey
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Understand what’s possible
We check your income, savings, credit and spending to give you a realistic view of what you could borrow.
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Find the right lender
Your bank will only show you their own deals. We compare thousands of deals from 88+ lenders to help you find the right mortgage for you.
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Secure your Agreement in Principle (AIP)
A key early step that shows estate agents you’re serious.
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Submit and manage your application
We handle the paperwork, chase the lender and keep things moving through to offer.
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Protect your home and income
Our insurance experts map out your cover – from life to income protection – so you're looked after from day one.
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Support right through to completion
We're on hand to answer questions and keep things moving, right up to getting your keys.
Why use Meet Margo?
We're with you every step of the way, offering expert guidance and support to make buying a home feel simpler.
Expert help, on the house
Our mortgage advice is completely free for residential purchases. Like all brokers we're paid by the lender when your mortgage completes.
We find the right mortgage for you
We search 88+ lenders and thousands of deals to find the best mortgage suited to you.
We'll help you find the right lender
Every lender is different. We'll match you with the ones that are the best fit for your income, career and circumstances..
We've got your back, from start to finish
From your first question to completion, you'll have a dedicated mortgage adviser and case manager by your side, so you're never left chasing updates or trying to make sense of mortgage jargon alone.
No question is a silly question
We've answered the questions we're asked most often, but our door's always open if you'd like to chat. Get in touch here.
The legal bit
Your property may be repossessed if you do not keep up repayments on your mortgage.
At Meet Margo, our advice and guidance are free for residential mortgages because we receive a procuration fee from the lender. For buy-to-let mortgages, we charge a £495 fee. This reflects that these are investment properties rather than first homes and allows us to continue focusing our free support where it is needed most.
If you’re ever unhappy with our service, we want to hear from you so we can try to put things right. You can view our complaints procedure here.
© 2026 Meet Margo
Registered in England & Wales. Company number 13887760. Registered address: 5 Merchant Square, London W2 1AY.
Meet Margo is a trading name of Meet Margo Ltd, which is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.